8.0 miles
1,167 ft
-1,165 ft
2 miles
High Point

This intermediate level ride is a great way to check out Fast Money. You'll start at the Hidden Treasure Trailhead and head out on the Historic Gilpin Tramway. Take that to Quartz Valley trail and then make the right onto Easy Money. Easy Money is the easiest way to the summit of Maryland Mountain, but you still have to climb 665 ft to get there. For more novice riders, you may want to skip going all the way to the top and just take Easy Money to middle Fast Money to Paymaster. If you have the gumption to make it to the top, the upper section of Fast Money is steep and a bit more advanced than the middle section.

Whether you go to the top of Fast Money or cut in at the middle, you'll be treated to a bike-only downhill trail that will leave you grinning ear to ear. While the first downhill trail, Hard Money, is chunky and rowdy, Fast Money is smooth and flowy. The top part is fairly smooth and fast while the middle part is more windy and playful. There's plenty of side hits for more advanced riders, too.

At the bottom of middle Fast Money, you can take a right to get back to Easy Money for another lap, or take a left to take Paymaster back to the Gilpin Tramway. Paymaster is mostly downhill except for a small section of a couple switchbacks.

BMA and COMBA are working to extend Fast Money all the way down to the Quartz Valley trail, this section is planned to open in fall 2021.

Detailed Description
Fast Money/Paymaster Loop is a 8 mile popular intermediate route located near Black Hawk Colorado. This mountain bike primary route can be used one direction and has a moderate overall physical rating. This route includes 5 trails. This route climbs 1,167 ft with a max elevation of 9,185 ft then descends -1,165 ft.
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14 Reviews & Comments

  • + 1
izIMfdf (Oct 11, 2022 at 17:23)
Beginner/intermediate perspective. I rate it 2/5. The beginning of the downhill is super tight and steep switchbacks that are more difficult and intimidating than any on Millsite or Fast Money; didn't find that section fun at all. It gets a little better towards the bottom but I would skip this one and ride down any of the other blue trails at Maryland Mountain.
  • + 1
izIMfdf (Oct 11, 2022 at 17:16)
Trail Fast Money
Beginner/intermediate perspective. I rate it a 4/5. Nice flow and fast berms although I felt some of the features and jumps were awkwardly placed most likely so that they would be optional for riders who didn't want to hit them.
  • + 1
izIMfdf (Oct 11, 2022 at 17:11)
Trail Easy Money
Beginner/intermediate perspective. Easy-ish climbing trail with a few spots towards the end that could catch beginners off guard. There's a short downhill section in the middle of the trail that breaks up the uphill.
  • + 1
izIMfdf (Oct 11, 2022 at 17:07)
Really just an extension of the Historic Gilpin Tramway. Great, mellow trail to get to Easy Money.
  • + 1
izIMfdf (Oct 11, 2022 at 17:05)
Easy climb with a little more sun exposure as it is mostly south facing. Wholeheartedly recommend this as the climb to get to the top over Millsite.
  • + 1
sspiff (Aug 5, 2022 at 21:00)
Trail Fast Money
It's a fine beginner trail. My spouse seems to enjoy it so I ride it with her, but really after the first junction it's a green flow trail. Should be named not too fast money.
  • + 0
KC25 (Jun 2, 2022 at 13:05)
Great, easy climb with a fun downhill around the other side. Good tree coverage and runs along a stream for a nice cooldown if u do the full loop.
  • + 0
provin1327 (May 14, 2022 at 18:54)
Trail Fast Money
This is one of the best built trails on the Front Range. Incredibly well built and a great trail to dial in your bike handling skills. This is THE trail for working on berms, cornering, jumps, pumping, and transitions. Major kudos to the trail builders.
  • + 0
J4m3z420 SCoMBA (May 8, 2022 at 14:46)
Trail Fast Money
Really great flow and an awesome warmup to Hard Money. Nice work trail builders. Def a blue flow.
  • + 1
1Hunter-R Map Team (Apr 11, 2022 at 14:39)
This area has awesome views!
  • + 1
spencerimre (Nov 7, 2021 at 9:30)
Trail Fast Money
So sick! Tons of flow and very nice berms.
  • + 0
hi-dr-nick Reporter (Oct 11, 2021 at 15:21)
Trail Fast Money
Finished down to paymaster although the section between easy and paymaster is still very new and loose. Overall fun trail, although some of the jumps are awkward dips to lips, but I’d guess they’re still not done building it.
  • + 1
BreakerBreaker19 (May 27, 2021 at 7:58)
Trail Easy Money
Please use this trail to climb to Hard Money, Claim Jumper and Millsite Trail.

The easy grade makes it a fast climb. Keep the majority of the traffic on the other trails DH so that people can fully enjoy their radness.
  • + 0
provin1327 (May 22, 2021 at 19:04)
Trail Easy Money
A perfect grade for climbing with a few fun switchbaks and rollers to keep it fun

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Trails in Route


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More Stats for Fast Money/Paymaster Loop mountain bike route
  • Altitude min
    8,195 ft
  • Altitude start
    8,195 ft
  • Altitude end
    8,196 ft
  • Grade max
  • Grade min
  • Distance climb
    4 miles
  • Distance down
    3 miles
  • Distance flat
    3,084 ft
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Recent Trail Reports Along Route

Easy Money
Mar 10, 2023 @ 7:13pm
Mar 10, 2023
bottom switchbacks are mostly clear but upper mile and a half have deep drifts and ice.
Historic Gilpin Tramway
Mar 10, 2023 @ 7:11pm
Mar 10, 2023
some dry spots but a lot of mud and ice still
Quartz Valley Trail
Nov 8, 2022 @ 4:58am
Nov 8, 2022
Paymaster Trail
Sep 30, 2022 @ 8:45am
Sep 30, 2022
Fast Money
Sep 16, 2022 @ 4:00pm
Sep 16, 2022
more reports »
  • By WendyBMA BMA & contributors
  • #32313 - 619 views