8.0 miles
1,167 ft
-1,165 ft
2 miles
High Point

This intermediate level ride is a great way to check out Fast Money. You'll start at the Hidden Treasure Trailhead and head out on the Historic Gilpin Tramway. Take that to Quartz Valley trail and then make the right onto Easy Money. Easy Money is the easiest way to the summit of Maryland Mountain, but you still have to climb 665 ft to get there. For more novice riders, you may want to skip going all the way to the top and just take Easy Money to middle Fast Money to Paymaster. If you have the gumption to make it to the top, the upper section of Fast Money is steep and a bit more advanced than the middle section.

Whether you go to the top of Fast Money or cut in at the middle, you'll be treated to a bike-only downhill trail that will leave you grinning ear to ear. While the first downhill trail, Hard Money, is chunky and rowdy, Fast Money is smooth and flowy. The top part is fairly smooth and fast while the middle part is more windy and playful. There's plenty of side hits for more advanced riders, too.

At the bottom of middle Fast Money, you can take a right to get back to Easy Money for another lap, or take a left to take Paymaster back to the Gilpin Tramway. Paymaster is mostly downhill except for a small section of a couple switchbacks.

BMA and COMBA are working to extend Fast Money all the way down to the Quartz Valley trail, this section is planned to open in fall 2021.

Detailed Description
Fast Money/Paymaster Loop is a 8 mile popular intermediate route located near Black Hawk Colorado. This mountain bike primary route can be used one direction and has a moderate overall physical rating. This route includes 5 trails. This route climbs 1,167 ft with a max elevation of 9,185 ft then descends -1,165 ft.
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16 Reviews & Comments

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Trails in Route


  • Featured
  • Riding area
  • Primary Activity
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    • E-Bike
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  • eBike Allowed
  • Direction
    One Direction
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More Stats for Fast Money/Paymaster Loop mountain bike route
  • Avg time
    1 hr 6 min
  • Altitude min
    8,195 ft
  • Altitude start
    8,195 ft
  • Altitude end
    8,196 ft
  • Grade max
  • Grade min
  • Distance climb
    4 miles
  • Distance down
    3 miles
  • Distance flat
    3,084 ft


  1. Bike west on Historic Gilpin Tramway.
  2. Continue for 200 meters.
  3. Bike south on Millsite Trail.
  4. Continue for 20 meters.
  5. Make a sharp right onto Historic Gilpin Tramway.
  6. Continue for 2 kilometers.
  7. Bike southwest on Historic Gilpin Tramway.
  8. Continue for 10 meters.
  9. Bear right onto Quartz Valley Trail.
  10. Continue for 700 meters.
  11. Bike northwest on Quartz Valley Trail.
  12. Continue for 20 meters.
  13. Turn right onto Easy Money.
  14. Continue for 3 kilometers.
  15. Turn left to stay on Easy Money.
  16. Continue for 700 meters.
  17. Bike north on Easy Money.
  18. Continue for 60 meters.
  19. Bike west on Hard Money.
  20. Continue for 90 meters.
  21. Bike west on Fast Money.
  22. Continue for 30 meters.
  23. Bike north on Fast Money.
  24. Continue for 40 meters.
  25. Bike south on Paymaster Trail.
  26. Continue for 200 meters.
  27. Bike south on Paymaster Trail.
  28. Continue for 400 meters.
  29. Bike southeast on Paymaster Trail.
  30. Continue for 2 kilometers.
  31. Bike southeast on Historic Gilpin Tramway.
  32. Continue for 1.5 kilometers.
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188 | 1 faves
My attempt at Fast Money. Maryland Mountain....
My attempt at Fast Money. Maryland Mountain. Black Hawk, CO
trail: Fast Money
6:20 | 149 | comments: 0 | favs:
May 18, 2023

Recent Trail Reports Along Route

Fast Money
May 14, 2024 @ 8:36pm
May 14, 2024
Very chill
Paymaster Trail
May 14, 2024 @ 7:13am
May 14, 2024
Easy Money
May 14, 2024 @ 7:10am
May 14, 2024
still one snowy spot right below the intersection with claim jumper but otherwise perfect
Historic Gilpin Tramway
May 14, 2024 @ 7:10am
May 14, 2024
some tacky spots but otherwise g2g
Quartz Valley Trail
Apr 17, 2024 @ 6:57am
Apr 17, 2024
more reports »
  • By WendyBMA BMA & contributors
  • #32313 - 1,142 views