5.3 miles
Distance
1,052 ft
Climb
-1,051 ft
Descent
2 miles
High Point
3 ft
Altitude change
8,189 ft
Altitude min
8,192 ft
Altitude start
8,196 ft
Altitude end
-37.1%
Grade max
46.8%
Grade min
3 miles
Distance climb
2 miles
Distance down
935 ft
Distance flat

Want the fastest way to the goods? The intermediate-advanced bike-only downhill-only rowdy, bermy, jumpy Hard Money? Well, here you go

From the Historic Gilpin Tramway, make the first right onto Millsite Trail. This 2 mile singletrack through the pines is one of the nicest ways to climb nearly 700 ft. The tread is very accommodating and there are few technical challenges, but it is designated as an intermediate trail. While it is only an average grade of 6.4%, there are some punchy sections and climbing corners that will add to your workout. If the altitude is hurting you, there's a great overlook at 1.6 miles in to catch your breath. The top of Millsite hooks up with Easy Money. Take the left fork on Easy Money to continue the climb, then cross the service road and keep going. Keep heading up Easy Money, up and up and up. You'll have the option of 2 addition switchbacks if you want to see the summit of Maryland Mountain, otherwise take the left onto Hard Money.

Now here are the good. Hang onto your saddle for 2 miles of you-won't-stop-grinning downhill fun. At the bottom, take a left on Historic Gilpin Tramway for another lap or to get back to the trailhead.

Detailed Description
Hard Money Loop is a 5 mile popular expert route located near Black Hawk Colorado. This mountain bike primary route can be used one direction and has a moderate overall physical rating. This route includes 2 trails. This route climbs 1,052 ft with a max elevation of 9,176 ft then descends -1,051 ft.
Tags

Local Trail Association

Please consider joining or donating to the local riding association to support trail development & maintenance.
Donate to earn trail karma!

Stats

  • Distance
    5 miles
  • Avg time
    1 hr 7 min
  • Altitude min
    8,189 ft
  • Altitude start
    8,192 ft
  • Altitude end
    8,196 ft
  • Climb
    1,052 ft
  • Descent
    -1,051 ft
  • Grade max
    -37.1%
  • Grade min
    46.8%
  • Distance climb
    3 miles
  • Distance down
    2 miles
  • Distance flat
    935 ft

30 Reviews & Comments


We hope you've been enjoying Trailforks!

Create a FREE account to view all route reviews and much more.

Trails in Route

Millsite Trail2 miles
Hard Money2 miles

Details

  • Riding area
  • Primary Activity
    Mountain Bike
  • Other Activities
    • E-Bike
  • Difficulty rating
    Black Diamond
  • Route Type
    Loop
  • eBike Allowed
  • Bike type
    AM, XC
  • Direction
    One Direction
  • Physical rating
    Moderate
  • Activity Logs
    378
Avg: 3.65 (3 votes)
close
Trail transparency
  • Singletrack
mtb
119
mtb
trail: Hard Money
279
mtb
trail: Hard Money
220
mtb
trail: Hard Money
257
Maryland Mountain-Millsite Trail
mtb
Maryland Mountain-Millsite Trail
9:15 | 68 | comments: 0 | favs:
May 17, 2026
Hard Money
mtb
Hard Money
trail: Hard Money
9:04 | 551 | comments: 0 | favs:
Oct 19, 2024

Recent Trail Reports Along Route

statustraildateconditiondescription
Hard Money
Sep 20, 2026 @ 11:16am (America/Denver)
Sep 20, 2026
The colors are poppin'!
Millsite Trail
Sep 20, 2026 @ 11:16am (America/Denver)
Sep 20, 2026
The colors are poppin'!
more reports »
  • By WendyBMATF Pro BMA & contributors
  • #28920 - 7,030 views

Hit the Trail

Open in App

Get this route on your phone instantly.

Download Route

Save to wishlist, Garmin & download.