more stats
810 ft
Distance
-43 ft
Descent
00:00:54
Avg time
-43 ft
Altitude change
4,781 ft
Altitude min
4,824 ft
Altitude max
4,824 ft
Altitude start
4,780 ft
Altitude end
-5.3%
Grade
-15.3%
Grade max
-1.1%
Grade min
810 ft
Distance down
00:00:54
Avg time

Deferred Payment Details

  • Activities
    • Mountain Bike
    • E-Bike
    • Hike
    • Trail Running
  • Riding Area
    Baseline Mountain
    Rocky Mountain House, Alberta
  • Difficulty Rating
    Black Diamond Rate
  • Local Popularity
    30 in Mountain Biking [+]
    • 90 in E-Biking
    • 75 in Trail Running
    • 5 in Hiking
  • Global Ranking
    #28814 in Mountain Biking [+]
    • #27938 in E-Biking
    • #122160 in Trail Running
    • #382713 in Hiking
  • Provincial Ranking
    #469 in Mountain Biking · Alberta [+]
    • #360 in E-Biking
    • #2,224 in Trail Running
    • #5,302 in Hiking
  • Trail Type
    Singletrack
  • Direction
    Downhill Primary
    Popular Direction Shown
  • Dogs Allowed
    Yes
  • eBike Allowed
    Yes up to Class 1
  • Land Owner
    Baseline Mountain Bike Club

Fun little alternate ending to Mortgage. Not quite Black Diamond difficult but fairly steep and rough compared to the rest of Mortgage.

Access Info

Continue along the cut line instead of following the "EZ" sign after the creek crossing.

Tags
Creek crossing

Local Trail Association

Traditionally Indigenous Territory

Recent Activity on Trail

Past Week
  • 0 rides
  •  
6 Months
  • 1 rides
  • 10 miles avg distance
All
  • 13 rides
  • Last: Jul 12, 2026
c1c2c3c4
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update trails status or condition

Deferred Payment Trail Reports

statusdatedescription
May 29, 2025 @ 12:31pm
May 29, 2025
 Cleared the big downed tree.
Jun 10, 2022 @ 10:55am
Jun 10, 2022
 Clear.
Aug 23, 2021 @ 5:29am
Aug 23, 2021
 reporter Running incredible after trail crew have gone through raking and cleaning up the trail. no trees down
Aug 14, 2021 @ 7:47pm
Aug 14, 2021
 reporter Loose and dry. no trees down
more »
Status:
on May 29, 2025
Ideal
Avg: 4.13 (1 votes)
Your vote: 0

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      Directions to deferred-payment trailhead (52.136050, -115.481380)
      View on Discover Map

      Photos

      1 more »
      mtb
      116 |
      Aug 9, 2021 @ 7:50am
      Aug 9, 2021

      Videos

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      Trail Products

      5.0 ★★★★★
      1 Ratings
      5 ★ 100%
      4 ★
      3 ★
      2 ★
      1 ★

      Reviews / Comments

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      Nearby Trails

      Baseline Mountain

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      Frequently Asked Questions

      ▼ Where is Deferred Payment located?
      Deferred Payment is located in Baseline Mountain, Rocky Mountain House, Alberta, Canada. It is part of the Baseline Mountain trail network. The trailhead is located at coordinates 52.13605, -115.48138.
      ▼ How hard is Deferred Payment?
      Deferred Payment is rated as Black Diamond difficulty. The average grade is 5.3%.
      ▼ What is the elevation gain for Deferred Payment?
      The trail has 43 ft of elevation descent. The elevation ranges from 4,781 ft to 4,824 ft.
      ▼ Is Deferred Payment a point to point trail?
      Deferred Payment is not a point to point trail. The direction is Downhill Primary. The trail type is singletrack.
      ▼ How long is Deferred Payment?
      Deferred Payment is 810 ft long. The trail type is singletrack.
      ▼ Are dogs allowed on Deferred Payment?
      Yes, dogs are allowed on Deferred Payment. Please keep dogs on a leash where required and clean up after them.
      ▼ How do I access Deferred Payment? Where is the closest parking trailhead?
      The closest parking and trailhead locations to Deferred Payment are: View all parking locations in the area.
      ▼ How long does it take to ride Deferred Payment?
      Based on recorded activities, it takes an average of 1 minute to ride Deferred Payment. The trail is 810 ft long. Actual times will vary based on fitness level, conditions, and pace. View recent activity logs for more details.
      ▼ How busy is Deferred Payment?
      Deferred Payment is a less popular trail with lighter traffic. There have been 89 recorded activities on this trail. The trail has received 97 check-ins. View recent activity on this trail.

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